Life Insurance | Health Insurance | Annuities
Life Insurance | Health Insurance | Annuities
Supplemental Health Plans
Supplemental Health Plans are additional insurance policies that help cover expenses not typically paid by your primary health insurance, such as copays, deductibles, or non-medical costs like lost income during recovery. Common types include critical illness, hospital indemnity, accident, and cancer policies—designed to offer extra financial protection and peace of mind.
A licensed broker can assess your current coverage and identify gaps where a supplemental plan might add value. They’ll help you choose the right type of plan based on your health risks, lifestyle, and financial needs—ensuring you're better protected when unexpected health events arise.
Critical Illness
Critical Illness Plans provide a lump-sum cash benefit if you're diagnosed with a serious illness like cancer, heart attack, or stroke. This money can be used however you need—whether it’s for medical bills, travel for treatment, or everyday expenses while you recover.
Hospital Indemnity
Hospital Indemnity Plans pay a set cash benefit if you're hospitalized due to an illness or injury. These benefits can help cover expenses like deductibles, copays, or non-medical costs such as transportation and lost income—giving you added financial support during a hospital stay.
Accident Insurance
Accident Insurance Policies provide a cash benefit to help cover medical and out-of-pocket costs if you're injured in an accident. This can include emergency treatment, hospital stays, follow-up care, or even everyday expenses while you recover—offering an extra layer of financial protection when the unexpected happens.
Cancer Insurance
Cancer Insurance Policies provide a lump-sum or benefit payout if you're diagnosed with cancer. This coverage can help with costs not fully covered by traditional health insurance—such as specialized treatments, travel for care, lost income, or everyday living expenses—so you can focus on recovery, not finances.
If you are curious if a supplemental plan is right for you, are currently looking, or simply have questions, give us a call or book an appointment for more information.
1(501)538-6655
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